Here at Magnum Financial Solutions, we can help you with almost all aspects of your financial planning.
From buying your first home, through to finding some of the best interest rates for your mortgage (commonly known as remortgaging), and utilising savings to offset against mortgage interest allowing you to save interest and take years off your mortgage.
We will assist you from day one, gathering the information needed to provide the best advice and service possible, through dealing with the lender on your behalf, right through to completion, keeping you informed along the way.
We can also guide you through the Help to Buy options including the Help to Buy isa’s, Help to Buy: Equity Loan for new build properties, and Forces Help to Buy schemes.
Pensions confusing you? We can help to place your retirement savings in the best place utilising a range of funds, to ensure they are diversified, to try and make sure your savings work as hard as possible for you, to give you the best retirement possible.
Want to consider your options with your existing pensions? We can analyse the pensions you have to see if they are best where they are, or whether it would be wise to transfer your pension to another plan. We have access to annuities (these will give you a guaranteed income for life), flexi-access drawdown allowing you to keep your funds invested whilst drawing an income. Of course it is not always best to switch your pensions if your existing plan is providing everything you need at a reasonable cost, or if you have valuable guarantees within a plan, so we will assess what you have in place prior to making a recommendation – tailored to your individual circumstances.
We can guide you through the tax efficiencies of pensions, and what they are likely to give you as an income in retirement.
Looking for the best place for your money? Wanting to consider investing your money to help it grow? We can help, taking in to account your tax position, attitude to risk (we will assess how much risk you want to take with your money), and whether you want access to your money or not.
We will take on board your feelings towards your money and help you to place it in the right place.